On June 16, 2014, the OIG issued a memorandum to the SBA Director of the Office of Disaster Planning and Enterprise Risk Management.  The memorandum provided information relative to concerns the OIG identified during the survey phase of OIG Project 14801 – Targeted Review of Hurricane Sandy Loans regarding two amendments to the agency’s standard operating procedure 50 30 7, Disaster Assistance, that changed the maximum allowable fixed debt (MAFD) for loan eligibility.  These amendments did not undergo the standard clearance process outlined in SOP 00 23 6, Directives Management Program, due to a provision in SOP 50 30 7, Disaster Assistance, that allows ODA to change policies and guidelines without advance notice.  While the OIG did not make any formal, the OIG expressed concern about this provision and believes that from an enterprise risk management perspective it represents a significant internal control weakness and the Agency should implement internal controls to ensure that analyses supporting program changes are reviewed by appropriate parties and risks are identified and mitigated.